What is UMD SPS?
The Simple Payment Service (‘SPS’) is a payment platform specifically designed for conducting credit card transactions in a mobile friendly way.
Any Internet connected device, such as a smartphone or web browser, can be used to initiate a credit card payment request by sending a SMS to the Credit Card holder.
Furthermore, SPS supports both direct and pre-authorised payments. With pre-authorised payments, the transaction may also be closed at a different value.
A simple example being: Send a SPS payment request (SMS) to both confirm a booking and pre-authorise the payment. Then close the transaction, at the end of the service, with the actual value (eg. service fee plus parts) without further involvement from the Card Holder.
SPS requires minimal infrastructure to operate:
Features and Benefits
For Credit Card Holder:
No Special Payment Terminal is Required
Who Would Use SPS?
Electronic Voucher Terminal